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EE bonds: the 20-year double explained

Series EE bonds pay a low fixed rate but are guaranteed to double in value at 20 years — about 3.5% a year. Here's exactly how the guarantee works and when it pays off.

2026-06-18
Current I bond rate (June 2026): 4.26%

The current Series I savings bond composite rate is 4.26% for bonds issued May–October 2026 — here's the breakdown and what it means for buyers.

2026-06-05
When to redeem your I bonds

The 1-year wall, the 3-month penalty, the 30-year maturity, and the trick of timing redemptions around rate changes — when to cash an I bond.

2026-05-12
Are I bonds still worth it in 2026?

With a 4.26% composite rate and a 0.90% fixed rate — the best fixed rate since 2007 — here's an honest look at whether I bonds make sense in 2026.

2026-04-18
I bonds vs TIPS vs high-yield savings

Three popular places for safe, inflation-aware cash — I bonds, TIPS, and high-yield savings accounts — compared on rate, liquidity, taxes and risk.

2026-03-22
I bond tax tips: defer, exclude, and split

Savings bond interest is federal-only and state-tax-free. Here's how to use tax deferral, the college education exclusion, and reporting elections to your advantage.

2026-02-14